Shop Around For Used Car Auto Loan Rates

Quite often people will look at purchasing a second hand vehicle because they are a lot cheaper than new cars. When people are wanting to get the best deal on used cars it only makes sense that they should also want to find the lowest used car auto loan rates that they can.

Used car auto loan rates, like all other loan rates, can vary somewhat between lenders and so it is important to shop around before obtaining finance. If you are buying your used car from a car dealer, they may offer their own finance. While this may seem like a very convenient option, you need to be aware of the fact that you may not be able to get the lowest used car auto loan rates through dealership finance.

When it comes to buying used cars, you will find that time is a crucial factor when it comes to getting finance. When you have found the car that meets all your requirements the last thing you want is to have someone else beat you to it because you can’t get your finance in time. For this reason you will want to find a lender that can not only offer you the lowest used car auto loan rates but can also process your loan application quickly.

The best way to save time getting your car loan is to shop around for competitive used car auto loan rates before you start looking for your car. This will allow you to select a lender that can offer you low used car auto loan rates before you find the car you wish to buy and will help you avoid going with higher priced lenders because you need your loan in a hurry.

In many cases you may even find lenders who can pre-approve your car loan application before you start car shopping. This not only saves time when it comes to getting finance but it also means that you can secure used car auto loan rates at the amount that you have been quoted. By getting a pre-approval you will not risk these used car auto loan rates increasing when it comes time for you to finalize you car finance.

When it comes to getting a car loan, many people will first look to their banks or financial institutions and a lot of people will end up going with these lenders because they are familiar to them. What many people do not realize is that you can often get much lower used car auto loan rates from online lenders. Online auto loan finance is very competitive and so these lenders will do all they can to try and secure your business and this will often include offering very low interest rates.

When you are looking for the cheapest used car auto loan rates you should certainly take the time to check out all your options and this includes your online options. Finding a low rate on your used car loan can save you quite a lot of money over the term of your loan agreement.

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Real Estate Agent Marketing: Raise Your Profile, Increase Profits

The old marketing adage says credibility plus visibility leads to profitability. You’ve spent time and money to build your identity as a credible, expert real estate agent. Marketing consistently can help you to stay visible and get the profitability you deserve.

Here are five ways you can raise your profile in your market:

Get on Board! A fabulous way to get on the radar screen of influencers while doing something good for your community is to serve on a Board. People who serve on boards tend to be active, well-connected in the community and socially conscious. Generous people like those who donate their time, are good to know and connect with. Find a Board that is likely to need your credibility-building expertise in real estate, such as an organization dealing with affordable housing. Follow your sincere interests so you’ll have a fun time while making powerful contacts.

Drip Marketing. As a real estate agent, marketing yourself may feel uncomfortable, and that cause you to do less than you should. The idea behind drip marketing is to get on the radar screen of your prospects and contacts on a regular basis, just like a drip from your leaky tap. Eventually the teeny drip fills up a tub to overflowing, and your “touches” lead to new clients, referrals and other opportunities. The best way to stay in ongoing contact with your community is with a monthly newsletter that shares useful information, either by email or print. Other good ways to touch clients are with postcards and special occasion mailings. For key influencers you can even place phone calls to touch base, drop off gifts on a quarterly basis or meet for coffee.

Strategic Visibility – Referral Partners: While it’s good to have a high profile in your community, it also works to be strategically visible with those key influencers we just mentioned. If you follow the 80/20 rule, you’ll know that 80% of referrals come from just 20% of your contacts. Knowing, and nurturing relationships with, a select group of referral partners can keep you stocked with all the leads you can handle. In addition to the obvious ones like mortgage brokers, title companies and home inspectors, seek out divorce attorneys, remodeling contractors and well-connected past clients.

Know the Corporate Relo People in HR. If your community has large businesses, you can build a nice niche helping executives relocate and find homes in your area. When I returned to the US after 7 years overseas, the HR department at one leading soda company set me up with a relocation specialist who normally worked with their foreign executives (guess I was one too after 7 years abroad!) For this agent, marketing to international companies and being known as a relocation specialist was key to getting leads.

Build Online Visibility with a Blog. We’ve talked before about the importance of blogging for your real estate agent website, but did you know it’s also a visibility strategy? Blogging is a powerful traffic generator and can attract qualified leads to your website. How do you know they’re qualified? If you blog using key search terms, then you’ll connect with Internet searchers who are looking for the information you are providing. Busy people don’t search for information online for no reason; they’re usually motivated to act now. The beauty of a blog is that you become more credible as an expert. After all, anyone regularly publishing informative articles week after week must know her stuff, no?;-)

Let’s face it: Real estate is a competitive field, and you’ve got to stand out to be a successful agent. Marketing yourself on a regular basis will ensure you are able to help more people and enjoy a profitable business. Isn’t that why you went into this career in the first place?

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